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About Medicare Part D is available to every one who currently uses Medicare A or Medicare B, or those who will be enrolled in Medicare on or after January 1, 2006.
If you are currently
taking prescription medication, or think you may in the future,
you should explore your Part D options. Medicare Part D is a
voluntary program that can save you money no matter how much you
are currently spending on prescription drugs.
>>
For more information
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You may have heard about Medicare's new prescription drug coverage, and wondered how it would affect you. PacifiCare has determined that your prescription drug coverage with the Inland Refrigeration & Air Conditioning Health & Welfare Fund is, on average for all plan participants, expected to pay put as much as the standard Medicare prescription drug coverage will pay. Starting January 1, 2006, prescription drug coverage will be available to everyone with Medicare through Medicare prescription drug plans. All Medicare prescription drug plan will provide at least a standard level of coverage set by Medicare. Some plans might also offer more coverage for a higher monthly premium. Because your existing coverage is on average at least as good as standard Medicare prescription drug coverage, you can keep your current coverage and not pay extra is you later decide to enroll in Medicare coverage. People with Medicare can enroll in a Medicare prescription drug plan from November 15, 2005 through May 15, 2006. However, because you have existing prescription drug coverage that, on average, is as good as Medicare coverage, you may choose to join a Medicare prescription drug plan later. Each year after that, you will have the opportunity to enroll in a Medicare prescription drug plan between November 15th through December 31st. Your current coverage pays for other health expenses, in addition to prescription drugs, and you will be eligible to receive all of your current health and prescription drug benefits if you choose to enroll in a Medicare prescription drug plan. You should also know that if you lose your coverage with the Inland Refrigeration & Air Conditioning Health & Welfare Fund and don't enroll in Medicare prescription drug coverage later. If after May 15, 2006, you go 63 days or longer without prescription drug coverage that's at least as good as Medicare's prescription drug coverage; your monthly premium will go up at least 1% per month for every month after May 15, 2006 that you did not have that coverage.
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