HRA allowances reimburse you (on a tax-free basis) for eligible health care expenses you and your covered dependents incurred that were not paid through your medical, dental, vision and prescription drug benefits or other coverage —such as deductibles, copayments, premiums and certain non-covered expenses. Note: Since January 1, 2020, non-prescription drugs and menstrual care products are also reimbursable via HRA.
Other examples of qualified expenses are non-covered prescription eyeglasses, contact lenses or hearing aid costs. Vitamins, supplements and holistic medicines are non-reimbursable via HRA. Refer to IRS Publication 502 for the most recent list of qualified expenses.
Refer to the Summary Plan Description (HRA section beginning on page 22) or contact the Fund Office for more information.
There are three ways to file an HRA claim for reimbursement: (1) login to the SCPT Health Fund HRA Mobile App (available for Android & iPhone) and upload the required documents, (2) login to the SCPT Health Fund HRA Portal and upload the required documents or (3) complete an HRA Reimbursement Form, enclose the required supporting documents listed on the form and submit to the Fund Office by email, fax or mail.
Yes. HRA claims must be properly completed and received by the Fund Office within 60 months of the date of service regardless of the date of payment. An HRA Request for Reimbursement Form and copies of all supporting documentation must be provided by the deadline.
Your HRA claim may be missing an HRA Request for Reimbursement Form or additional supporting documentation such as the itemized bill or an Explanation of Benefits (EOB) from your primary insurance. Or your claim may first need to be processed through your primary benefits (such as your medical, dental or vision coverage). Contact the Fund Office for more information.
No. You will not need to re-submit proof of payment for prescriptions already processed through the Prescription Drug Benefit. All that is required is an HRA Request for Reimbursement Form listing the prescription claim number.
No. According to IRS rules, HRA accounts may only be funded by your participating employer.
You may be reimbursed up to the full allowance currently available in your HRA. See your quarterly HRA Statement to see your beginning and ending HRA allowance and any changes based on recent employer contributions and other activity. Contact the Fund Office for more information.
No. This is not a use-it-or-lose it benefit. If your full Allowance is not used in a calendar year, amounts are carried over year-to-year until depleted.
Moreover, if you are no longer eligible for Plan benefits (due to situations such as loss of employment, reduction in covered hours or retirement) but have a balance remaining in your HRA Allowance, you may continue to submit claims for reimbursement from your available HRA balance. Contact the Fund Office for more information.
Benefit information varies by Trust Funds. Please make a selection.
