Under current rules, you earn a vesting credit after working at least 1,000 hours during a calendar year and are vested after earning five vesting credits before a permanent break in work. Note: Not all your hours have to be with the same participating employer. Contact the Fund Office for more information.
If you do not earn a required number of pension credits or vesting credits over a specified period, you may incur a one-year break in covered employment. If you have too many one-year breaks, you may lose your previously earned pension credits and vesting credits, unless you are already vested. See your Summary Plan Description (SPD) for rules regarding breaks in covered employment and forfeitures.