Health Reimbursement Arrangement (HRA)

Health Reimbursement Arrangement (HRA)

Your HRA allowance can be used to reimburse you (on a tax-free basis) for eligible health care expenses not covered through your medical, dental, vision and prescription drug benefits or other coverage—such as deductibles, copayments, premiums and certain non-covered expenses.

HRA requests may be submitted for qualified health expenses within 60 months from the date they are incurred. You may submit a request for any amount. There is no minimum. 

There are three ways to file an HRA claim for reimbursement:

  1. Login to the SCPT Health Fund HRA Mobile App (available for Android & iPhone) and upload the required documents
  2. Login to the SCPT Health Fund HRA Portal and upload the required documents
  3. Complete an HRA Reimbursement Form, enclose the required supporting documents listed on the form and submit to the Fund Office by email, fax or mail.

A useful instruction guide for the SCPT Health & Welfare Fund HRA mobile app can be found here

A useful instruction guide for the SCPT Health & Welfare Fund HRA Portal can be found here

You can also use your SCPT HRA debit card to pay for eligible HRA expenses at various IRS approved merchant locations. A list of eligible HRA expenses can be found here:

Claims must include proof of payment and either an Explanation of Benefits (EOB) or itemized bill. Proof of payment may include a receipt, cancelled check or provider statement.

To maximize your HRA allowance, the Fund Office needs to apply all other Plan benefits (such as medical, prescription drug, dental and vision) before using your allowance.

TIP: Login to your HRA account on the mobile app or portal to view your HRA Statements.

Search for stores which accept HRA debit cards here:  

For more information, check your Summary Plan Description. If you need help with your HRA debit card or have questions regarding how to use or locate information on the mobile app or portal, contact the Fund Office.

Click here for Frequently Asked Questions about the Health Reimbursement Arrangement. 

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